From the attic to basement, we're here to help you with your home energy upgrades. The Mass Save® HEAT Loan offers interest-free financing opportunities up to $25,000 for energy-efficient home upgrades like heating and water heating equipment, central A/C and heat pumps, insulation and more. View Eligible Services
The HEAT Loan is available to qualified customers participating in the Mass Save Program.
Loan applicant must be the homeowner.
Residents must have a current residential electric account.
Municipal electric customers can take advantage of the HEAT Loan offer if the home is heated with natural gas, provided by a Mass Save Program Sponsor.
Municipal electric customers can apply for the HEAT Loan for all upgrades, with the exception of central air conditioning, heat pumps and heat pump water heaters.
Financing is only available for qualifying energy-efficient improvements outlined within the HEAT Loan packet.
Financing is contingent upon loan approval from a participating lender.
To get started, you you can call us with any interest or idea you have to upgrade or install a water heater or boiler system. We will give you a proposal with a letterhead.
You can then call Mass Save at 866-527-SAVE to schedule a Home Energy Assessment. A Mass Save representative will provide information to opportunities to improve your efficiency and where financing can help.
How to Apply for HEAT Loan
Step 1: Choose G&C Plumbing and Heating. We will give you a signed proposal with an official letterhead. We have no problem with you getting multiple quotes from other licensed and insured contractors.
Step 2: Complete and submit a copy of the Intake Form (this is provided at the time of your Mass Save Home Energy Assessment) to your HEAT Loan Program Administrator. Include our G&C Plumbing and Heating signed proposal and any additional required documentation. If your work meets program eligibility requirements, you will receive an Authorization Form.
Step 3: Secure the loan. Submit your completed Authorization Form to your selected participating lender. If approved, the lender will provide you with a two-party check made payable to you and us. To view a complete list of participating lenders, click here.
Step 4: Complete the upgrade(s). To pay G&C Plumbing and Heating, simply sign over the bank check.
Step 5: Apply for a rebate. Visit MassSave.com/Rebates to apply for any available rebates.